MORTGAGE RATES

Rates are Current as of 10/1/2014 (The posted rates are only available from 10:00 am till 4:00 pm Pacific Time on the above posted date. Please contact your nearest branch for more details.)

FIXED RATE CONFORMING MORTGAGE LOANS

Loan Term

Interest Rate

Discount Points

APR*

Monthly P&I ($1,000)

30 Years

4.125%

0.00pt.

4.200%

$2.02

20 Years

3.875%

0.00pt.

3.977%

$2.50

15 Years

3.250%

0.00pt.

3.379%

$2.93

10 Years

3.000%

0.00pt.

3.187%

$4.03

 

ADJUSTABLE RATE CONFORMING MORTGAGE LOANS

Loan Term

Interest Rate

Discount Points

APR*

Monthly P&I ($1,000)

3/1 LIBOR *

3.750%

0.000pt.

3.777%

$1.62

5/1 LIBOR *

4.125%

0.000pt.

4.153%

$1.70

7/1 LIBOR *

4.375%

0.000pt.

4.403%

$1.75

10/1 LIBOR *

4.625%

0.000pt.

4.654%

$1.80

 

FIXED RATE HIGH BALANCE MORTGAGE LOANS

Loan Term

Interest Rate

Discount Points

APR*

Monthly P&I ($1,000)

30 Years

4.250%

0.00pt.

4.308%

$3.08

15 Years

3.375%

0.00pt.

3.476%

$4.43

 

MY COMMUNITY FIXED RATE MORTGAGE LOAN

Loan Term

Interest Rate

Discount Points

APR*

Monthly P&I ($1,000)

30 Years

4.375%

0.00pt.

4.451%

$2.08

 

CTBC PORTFOLIO ADJUSTABLE RATES MORTGAGE LOANS

Loan Term

Interest Rate

Discount Points

APR*

Monthly P&I ($1,000)

1/1 LIBOR *

3.375%

0.00pt.

3.407%

$1.55

3/1 LIBOR *

3.375%

0.00pt.

3.407%

$1.55

5/1 LIBOR *

3.875%

0.00pt.

3.908%

$1.65

The ARM Annual Percentage Rate (APR) may increase after consummation.

Interest rate and APR good till 4PM (PST).

Terms, conditions and fee of accounts, program and services are subject to change.

This is not a commitment to lend, all loan and subject to credit and property approval, certain restrictions may apply on all program.

CTBC Bank mortgage rate may change without notice subject to market conditions.

1 YEAR LIBOR : 0.5786%