MORTGAGE RATES

Rates are Current as of 08/27/2014 (The posted rates are only available from 10:00 am till 4:00 pm Pacific Time on the above posted date. Please contact your nearest branch for more details.)

FIXED RATE CONFORMING MORTGAGE LOANS
Loan Term Interest Rate Discount Points APR* Monthly P&I ($1,000)
30 Years 4.125% 0.00pt. 4.200% $2.02
20 Years 3.750% 0.00pt. 3.852% $2.47
15 Years 3.250% 0.00pt. 3.379% $2.93
10 Years 3.000% 0.00pt. 3.187% $4.03
ADJUSTABLE RATE CONFORMING MORTGAGE LOANS
Loan Term Interest Rate Discount Points APR* Monthly P&I ($1,000)
3/1 LIBOR * 3.500% 0.000pt. 3.527% $1.57
5/1 LIBOR * 4.000% 0.000pt. 4.028% $1.67
7/1 LIBOR * 4.250% 0.000pt. 4.278% $1.72
10/1 LIBOR * 4.500% 0.000pt. 4.528% $1.77
FIXED RATE HIGH BALANCE MORTGAGE LOANS
Loan Term Interest Rate Discount Points APR* Monthly P&I ($1,000)
30 Years 4.250% 0.00pt. 4.308% $3.08
15 Years 3.500% 0.00pt. 3.601% $4.47
MY COMMUNITY FIXED RATE MORTGAGE LOAN
Loan Term Interest Rate Discount Points APR* Monthly P&I ($1,000)
30 Years 4.375% 0.00pt. 4.451% $2.08
CTBC PORTFOLIO ADJUSTABLE RATES MORTGAGE LOANS
Loan Term Interest Rate Discount Points APR* Monthly P&I ($1,000)
1/1 LIBOR * 3.375% 0.00pt. 3.402% $1.55
3/1 LIBOR * 3.375% 0.00pt. 3.402% $1.55
5/1 LIBOR * 3.875% 0.00pt. 3.903% $1.65

The ARM Annual Percentage Rate (APR) may increase after consummation.

Interest rate and APR good till 4PM (PST).

Terms, conditions and fee of accounts, program and services are subject to change.

This is not a commitment to lend, all loan and subject to credit and property approval, certain restrictions may apply on all program.

CTBC Bank mortgage rate may change without notice subject to market conditions.

1 YEAR LIBOR : 0.56460%