Personal Non-Interest Checking Accounts Interest Checking Accounts
Account Type Freedom
Senior Citizen
Value NOW
Select this product if You conduct only a few transactions on a monthly basis You use the account for day to day transactions You are 62 years or older using direct deposit services You prefer to earn interest on checking account balances You prefer to earn interest on account balances and wish to avoid paying a monthly service maintenance fee
Minimum opening balance $25 $500 $100 $1,000 $2,000
Monthly service maintenance fee None2 $10 plus $0.25 per debit transaction None $12 plus $0.25 per debit transaction $15 plus $0.25 per debit transaction1
Balance Requirement to Avoid Monthly Service Maintenance Fee None $500 $100 $1,000 $2,000
Earn Interest
Free Initial Paper Checks
Visa Debit Card
ATM Card
Online Banking
Mobile Banking

1. Monthly maintenance fee is waived if you have a direct deposit of $500 or more per month, or make at least five (5) debit card purchases per month.

2. There is a $0.45 fee for each withdrawal after the tenth (10th) withdrawal in any statement cycle.