Text Title 
Type of Account Eligibility Minimum
Opening
Balance
1. REGULAR CHECKING
Freedom Banking Individuals
None
Personal Checking Individuals
$500.00
Senior Citizen Checking Individuals (62+)
None
Small Business Checking ~ California, Washington All Businesses
$100.00
Regular Business Checking All Businesses
$3,000.00
Analyzed Business Checking All Businesses
$3,000.00
2. INTEREST CHECKING
Chinatrust NOW Checking Individuals; Sole Ownership;
Non-Profit Organization
$1,000.00
Value Now Checking Individuals; Sole Ownership;
Non-Profit Organization
$2,000.00
Traditional PLUS (Residents of New York State only) Individuals
$1,000.00
Attorney/Client Trust Account (IOLTA) ~ California and Washington or Interest On Lawyers Account (IOLA) ~ New York and New Jersey Attorneys and law firms that receive and disburse client funds of a nominal amount that are on deposit for a short period of time.
$1,000.00
3. MONEY MARKET DEPOSIT ACCOUNT (MMDA) & SAVINGS
Chinatrust MMDA Individuals; All Businesses
$2,500.00
Chinatrust Value MMDA Individuals; All Businesses
$10,000.00
Chinatrust Savings Passbook ~ New York, New Jersey Individuals
$500.00
Chinatrust Savings Statement Individuals; All Businesses
$500.00
Chinatrust Value Savings Individuals; All Businesses
$2,500.00
4. REGULAR TIME DEPOSIT ACCOUNT (TDA)
TCD (7-29 Days) Individuals; All Businesses
$50,000.00
TCD (30-365 Days)
$1,500.00
TCD (12 months & up)
$1,500.00
5. CAHABLE CERTIFICATE DEPOSIT ACCOUNT
Cashable CD 5 months Individuals; All Businesses
$10,000.00
Cashable CD 8 months
$10,000.00
6. RETIREMENT TIME DEPOSIT ACCOUNT (IRA) Individuals
$100.00
* Some restrictions may apply. For more detailed information regarding our deposit product fee schedule, please contact the branch nearest you.
 
 

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