| Type
of Account |
Eligibility |
Minimum
Opening
Balance |
| 1. REGULAR CHECKING |
| Freedom Banking |
Individuals |
None |
| Personal Checking |
Individuals |
$500
|
| Senior Citizen Checking |
Individuals (62+) |
$100 |
| Small Business Checking ~ California |
All Businesses |
$100 |
| Regular Business Checking |
All Businesses |
$3,000
|
| Analyzed Business Checking |
All Businesses |
$3,000
|
| 2. INTEREST CHECKING |
| Chinatrust NOW Checking |
Individuals; Sole Ownership;
Non-Profit Organization |
$1,000 |
| Value NOW Checking |
Individuals; Sole Ownership;
Non-Profit Organization |
$2,000 |
| Attorney/Client Trust Account (IOLTA) ~ California
or Interest On Lawyers Account (IOLA)
~ New York and New Jersey |
Attorneys and law firms that receive
and disburse client funds of a nominal amount that
are on deposit for a short period of time. |
$1,000
|
| 3. MONEY MARKET DEPOSIT ACCOUNT
(MMDA) & SAVINGS |
| Chinatrust MMDA |
Individuals; All Businesses |
$2,500
|
| Chinatrust Value MMDA |
Individuals; All Businesses |
$10,000 |
| Chinatrust Savings Passbook ~ New York, New Jersey |
Individuals |
$500
|
| Chinatrust Savings Statement |
Individuals; All Businesses |
$500
|
| Chinatrust Value Savings |
Individuals; All Businesses |
$2,500 |
| Premium Business Savings |
All Business |
$2,500 |
| 4. REGULAR TIME DEPOSIT
ACCOUNT (TDA) |
| TCD (7-29 Days) |
Individuals; All Businesses |
$50,000
|
| TCD (30-365 Days) |
$1,500
|
| TCD (12 months & up) |
$1,500
|
| 5. RETIREMENT ACCOUNT (IRA) |
| IRA Time Deposit |
Individuals |
$100 |
| IRA Saving |
Individuals |
$1,000 |
Equal
Housing Lender