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| Contact Branches
for Our Competitive Interest Rates |
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Our Retail Banking Group emphasizes efficient and convenient banking services to our
customers. Following is the schedule of our deposit plans (effective October 22, 2007)*:
|
| Type
of Account |
Eligibility |
Minimum
Opening
Balance |
| 1. REGULAR CHECKING |
| Free Checking ~ California, Washington |
Individuals |
$100.00 |
| Freedom Banking ~ New York, New Jersey |
Individuals |
None |
| Personal Checking |
Individuals |
$500.00
|
| Senior Citizen Checking |
Individuals (62+) |
None |
| Small Business Checking ~ California, Washington |
All Businesses |
$100.00 |
| Regular Business Checking |
All Businesses |
$3,000.00
|
| Analyzed Business Checking |
All Businesses |
$3,000.00
|
| 2. INTEREST CHECKING |
| Plus Checking |
Individuals; Sole
Ownership;
Non-Profit Organization |
$1,000.00
|
| ePlus Checking |
$2,000.00
|
| SuperPlus Checking |
$1,500.00
|
| Max-Value Checking |
$3,500.00
|
| Traditional PLUS (Residents of New York State only) |
Individuals |
$1,000.00 |
| Attorney/Client Trust Account (IOLTA) ~ California
and Washington or Interest On Lawyers Account (IOLA)
~ New York and New Jersey |
Attorneys and law firms that receive
and disburse client funds of a nominal amount that
are on deposit for a short period of time. |
$1,000.00
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| 3. MONEY MARKET DEPOSIT ACCOUNT
(MMDA) & SAVINGS |
| Regular Money Market |
Individuals; All Businesses |
$2,000.00
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| Passbook Savings ~ New York, New Jersey |
Individuals |
$500.00
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| Statement Savings |
Individuals; All Businesses |
$500.00
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| Business Plus Savings |
All Businesses |
$3,000.00 |
| Business SuperPlus Savings ~ California & Washington |
All Businesses |
$1,000.00
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| 4. REGULAR TIME DEPOSIT
ACCOUNT (TDA) |
| TCD (7-29 Days) |
Individuals; All Businesses |
$50,000.00
|
| TCD (30-365 Days) |
$1,500.00
|
| TCD (12 months & up) |
$1,500.00
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| 5. RETIREMENT TIME DEPOSIT ACCOUNT (IRA) |
Individuals |
$100.00
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| * Some restrictions may apply. For more detailed
information regarding our deposit product fee schedule, please contact the branch nearest you.
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Equal
Housing Lender