Contact Branches for Our Competitive Interest Rates
Our Retail Banking Group emphasizes efficient and convenient banking services to our customers. Following is the schedule of our deposit plans (effective March 5, 2012)*:
Type of Account Eligibility Minimum
Opening
Balance
1. REGULAR CHECKING
Freedom Banking Individuals
None
Personal Checking Individuals
$500
Senior Citizen Checking Individuals (62+)
$100
Small Business Checking ~ California All Businesses
$100
Regular Business Checking All Businesses
$3,000
Analyzed Business Checking All Businesses
$3,000
2. INTEREST CHECKING
Chinatrust NOW Checking Individuals; Sole Ownership;
Non-Profit Organization
$1,000
Value NOW Checking Individuals; Sole Ownership;
Non-Profit Organization
$2,000
Attorney/Client Trust Account (IOLTA) ~ California or Interest On Lawyers Account (IOLA) ~ New York and New Jersey Attorneys and law firms that receive and disburse client funds of a nominal amount that are on deposit for a short period of time.
$1,000
3. MONEY MARKET DEPOSIT ACCOUNT (MMDA) & SAVINGS
Chinatrust MMDA Individuals; All Businesses
$2,500
Chinatrust Value MMDA Individuals; All Businesses
$10,000
Chinatrust Savings Passbook ~ New York, New Jersey Individuals
$500
Chinatrust Savings Statement Individuals; All Businesses
$500
Chinatrust Value Savings Individuals; All Businesses
$2,500
Premium Business Savings All Business
$2,500
4. REGULAR TIME DEPOSIT ACCOUNT (TDA)
TCD (7-29 Days) Individuals; All Businesses
$50,000
TCD (30-365 Days)
$1,500
TCD (12 months & up)
$1,500
5. RETIREMENT ACCOUNT (IRA)
IRA Time Deposit Individuals
$100
IRA Saving Individuals
$1,000
 
 
* Some restrictions may apply. For more detailed information regarding our deposit product fee schedule, please contact the branch nearest you.
 

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