Contact Branches for Our Competitive Interest Rates
Our Retail Banking Group emphasizes efficient and convenient banking services to our customers. Following is the schedule of our deposit plans (effective October 22, 2007)*:
Type of Account Eligibility Minimum
Opening
Balance
1. REGULAR CHECKING
Free Checking ~ California, Washington Individuals
$100.00
Freedom Banking ~ New York, New Jersey Individuals
None
Personal Checking Individuals
$500.00
Senior Citizen Checking Individuals (62+)
None
Small Business Checking ~ California, Washington All Businesses
$100.00
Regular Business Checking All Businesses
$3,000.00
Analyzed Business Checking All Businesses
$3,000.00
2. INTEREST CHECKING
Plus Checking Individuals; Sole Ownership;
Non-Profit Organization
$1,000.00
ePlus Checking
$2,000.00
SuperPlus Checking
$1,500.00
Max-Value Checking
$3,500.00
Traditional PLUS (Residents of New York State only) Individuals
$1,000.00
Attorney/Client Trust Account (IOLTA) ~ California and Washington or Interest On Lawyers Account (IOLA) ~ New York and New Jersey Attorneys and law firms that receive and disburse client funds of a nominal amount that are on deposit for a short period of time.
$1,000.00
3. MONEY MARKET DEPOSIT ACCOUNT (MMDA) & SAVINGS
Regular Money Market Individuals; All Businesses
$2,000.00
Passbook Savings ~ New York, New Jersey Individuals
$500.00
Statement Savings Individuals; All Businesses
$500.00
Business Plus Savings All Businesses
$3,000.00
Business SuperPlus Savings ~ California & Washington All Businesses
$1,000.00
4. REGULAR TIME DEPOSIT ACCOUNT (TDA)
TCD (7-29 Days) Individuals; All Businesses
$50,000.00
TCD (30-365 Days)
$1,500.00
TCD (12 months & up)
$1,500.00
5. RETIREMENT TIME DEPOSIT ACCOUNT (IRA) Individuals
$100.00
* Some restrictions may apply. For more detailed information regarding our deposit product fee schedule, please contact the branch nearest you.
 

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